Ensura Group

Comprehensive care delivers better financial results

Fully insured, self-funded, and level-funded options for companies with 100+ employees, from traditional group medical plans to innovative voluntary benefits and our specialized Gig Worker solutions.
Options

Group Health Plan Options

Flexible Funding Solutions for Every Business

Fully Insured Plans

Traditional insurance with predictable, comprehensive coverage that includes fixed monthly premiums with carrier risk assumption. Complete regulatory compliance management while providing access to comprehensive medical, dental, and vision networks.

Self-Insured Plans

Gain maximum control and potential savings through direct claims cost management with stop-loss protection. These plans offer customizable plan design and benefit structures, as well as detailed claims reporting and cost transparency to help you make informed decisions.

Level Funded Plans

The best of both worlds approach combines self-funded benefits with fully-insured predictability. You get monthly budget certainty with year-end surplus potential, making this an ideal transition option from fully-insured to self-funded models.

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Why choose Ensura Group

Comprehensive Solutions

Full spectrum from major medical to voluntary benefits

Flexible Funding
Multiple funding options to fit your needs

Cost Management
Proven strategies to control healthcare expenses

Expert Support
Dedicated account management and ongoing support

Benefits

Voluntary & Ancillary Benefits

Complete Employee Benefit Package

Dental Insurance - Extensive dental coverage

Vision Coverage - Comprehensive eye care plans

Disability Insurance - Short- and long-term income protection

Life Insurance - Term and whole life options

Critical Illness - Supplemental coverage for major diagnoses

Accident Insurance - Additional financial protection

GIG WORKERS & SMALL GROUPS

Comprehensive National Group Cigna Network 
for Gig Workers and Small Groups

Designed for Independent Contractors, 1099 / Gig Workers, and Groups with less than 100 employees on plan.

Plan Features

  • Cigna Network: 1.3M+ healthcare providers nationwide

  • Coverage Options: 8 deductible levels to fit different budgets

  • Savings: Typically 20-40% less than ACA marketplace options

  • Coverage Quality: Fortune 500-level benefits for individuals

  • Availability: All 50 states

What's Included

  • National PPO network with comprehensive provider access

  • Group-based rates for individual plans

  • Proactive dedicated claims support for large claims

  • Quick 3-5 minute application process

  • Dedicated enrollment support available

Enrollment Options

  • Direct Application: Complete enrollment in minutes

  • Support Available: Dedicated enrollment specialists

  • Immediate Coverage: Fast approval and coverage start

GIG WORKERS

National Group Blue Cross 
& Blue Shield Coverage

Perfect for unions, professional associations, 1099 contractor groups, and Gig Economy companies.

Plan Features

  • Blue Cross/Blue Shield National network with 2M+ healthcare providers nationwide

  • EPO Plans: GigCare Value ($5,000 deductible), High ($7,350)

  • Age Bands: 18-29, 30-44, 45-54, and 55-64

What's Included

  • 2+ million physicians nationwide with BlueCard® Program

  • 24/7 telemedicine for primary, urgent, and mental health care

  • Pharmaceutical advocacy through ScriptAide services

  • Live customer service (7:30 AM - 6:00 PM CST)

Enrollment Options

  • Self-Service: Get your quote and enroll directly

  • Expert Support: Speak with an enrollment specialist

  • Group Setup: Schedule a group meeting for customization

Ready to transform your benefits?

Whether you're looking to control costs, enhance benefits, or address unique workforce needs, Ensura Group delivers results.