We work with employers, brokers and individuals across the United States on employee health benefits: major medical plans, supplemental accident cover, voluntary benefits and cost-reduction programs. If you are not sure which of our products fits, tell us about your situation and we will point you at the right one — or tell you that we are not the right fit.

Plan availability, pricing and eligibility vary by state, group size and plan year, so the fastest route to an accurate answer is a short conversation. Every page of this site also carries an enquiry form in the footer if you would rather write.

Which product to ask about

• EnsuraGuard™ — an employer wanting to add benefits while reducing payroll tax burden, through a pre-tax Section 125 supplemental plan.
• EnsuraGig™ — gig workers, independent contractors, and teams under 100 people who need national-network health coverage.
• EnsuraGroup™ — a business that wants fixed-price group health plans and predictable budgeting.