PHCS Plans
National network with 1M+ healthcare providers nationwide.
Health Coverage for Gig Workers, Independent Contractors & Small Teams.
Aetna, First Health, PHCS, PSM, and Reference Based Pricing (RBP) plans built for gig workers, independent contractors, and small teams under 100 employees. Pair our Bronze Pro plan with our Group GAP coverage to avoid the high deductibles and high out-of-pocket maximums typical of most modern medical plans (Bundled Coverage Available in 31 States).
Nationwide Networks & What a Plan Looks Like
Including Aetna, First Health, PHCS, and more.
Bronze Pro Plan
Deductible: $5,000 (individual) and $10,000 (family)
Out-of-pocket max: $9,200 (individual) and $18,400 (family)
Starting price: $615.60/mo (Individual)
Pro Tip: Bundle with our Group GAP coverage (bundle available in 31 states + DC) to avoid most out-of-pocket expenses.
Out-of-pocket max: $9,200 (individual) and $18,400 (family)
Starting price: $615.60/mo (Individual)
Pro Tip: Bundle with our Group GAP coverage (bundle available in 31 states + DC) to avoid most out-of-pocket expenses.
No Age Based Pricing & Guaranteed Group Acceptance
Easy, No Hassle, No Quoting
Age 18+ All One Rate
Guaranteed Group Acceptance
Age 18+ All One Rate
Guaranteed Group Acceptance
What's Included
Maximum savings
Comprehensive GAP coverage
Zero hassle (direct-to-provider)
AI-powered matching
Fast approvals (3–5 min app)
Expert guidance
Enrollment Options
Self-Service
Get your quote and enroll directly
Expert Support
Speak with a licensed enrollment specialist
Group Setup
Schedule a group meeting for customization
Call us. Toll-Free
Have questions about coverage, eligibility, or choosing the right plan? 844-201-2251 — Mon – Fri | 9:00 AM–8:00 PM EST